Why should I choose A1 Lending for bridging finance?

A1 offers the most flexible loan products and we make the whole process simple, straightforward and fully transparent.

What is the largest amount you can lend?

Under normal corcumstances our maximum loan amount is £2,500,000 however we do have the ability to offer a larger amount, this is assessed on a case by case basis.

What is the minimum loan you accept?

The minimum loan amount is £75,000.

What types of security do you take?

We take a first or second charge over suitable properties.

The property I am looking at is in an unmortgageable state – can you still lend?

We are specialists in non-standard lending so whatever state the property is in, you should call us to find out.

What is the maximum LTV you lend to?

Every case is assessed on its own merits but generally speaking, we will lend up to 75% on a first charge.

Are there any upfront fees to pay?

Fees vary depending upon the circumstaces of the case. In many cases, we can roll fees and interest into the loan amount.

How long does the process typically take?

This naturally depends on the case concerned but in general you should budget for 10 working days from start to finish.

What terms are the loans over?

We can do terms of as short as one month up to 24 months.

Do I have to pay interest as I go along?

In most cases we will roll the interest into the loan amount which is payable upon the maturity of the loan.

Are there any early repayment charges?

This is dependant on the circumstances of the case, it will be communicated before any formal steps are taken in the application process.

Do you offer loans on commercial properties?

Yes.

Can I borrow against an unfinished project?

This is dependant on the specifics of the case.

What documentation is needed for a loan?

We always try and keep things simple and so to start an application, minimal documentation is needed and we’ll always let you know in good time if we need more information.

Why should I choose A1 Lending to introduce my clients to?

A1 understands the difficulties of working as an intermediary and we go out of our way to make your life as easy as possible.

Our process is simple and straightforward and you can be sure that your clients will get the very best of service.

How much commission do you pay?

We offer enhanced commissions to introducers, this will be communicated at the outset.

How do I register with A1 Lending?

Simply click the button and fill in the form – we’ll do the rest.

What are the benefits of working alongside A1 Lending?

We aim to support all of our intermediaries the way we’d like to be supported.

A1 Lending offers a quick service and you’ll have a dedicated business development manager who will always be available to help.

How long will it take to get registered?

We can get you registered straight away, just click the button, fill in the form and we’ll get straight back to you.

How do I send a loan application to you?

Simply contact your dedicated business development manager.

I’m not sure my client is right for you; can I speak to someone?

Yes of course, just register as an intermediary or call your Business Development Manager and they will talk you through the options.

Why should I choose to work with A1 Lending?

We are an established business that prides itself on the simplicity and transparency of its opportunity process.

You’ll know exactly what deals are available and will have full oversight of the process.

Find out how our process works by requesting the brochure below.

Is my money safe?

Safety and security are important to all of our investors.

We take a first or second charge over property to reasonable LTVs.

Find out more about how we protect your money by requesting the brochure below.

Am I committed to taking deals when I sign up?

Absolutely not. Each deal is individual and you can choose to become part of it or not as you see fit.

How does the process work?

We find borrowers who need secured, short-term finance.

We then match these with one or more funders.

If you’d like to know how the process works in detail then download our Funder’s Brochure below.

How can I get more information?

Simply download our brochure. You are always welcome to call and ask specific questions too.